Midas Microcredit
Microcredit Management Platform
Complete financial ecosystem for microcredit operations with fraud prevention and centralized management
Year
2024
Team
8 developers
Duration
6 months
Client
DCredito
Technologies Used
Project Overview
Understanding the challenge, crafting the solution, and delivering exceptional results.
The Challenge
DCredito suffered from constant fraud due to lack of centralized payment accounts and an infrastructure heavily dependent on trust across 700+ branches. They needed better cash flow visibility, team management efficiency, and fraud prevention while maintaining branch autonomy.
The Solution
We implemented a BaaS-integrated system with virtual sub-accounts, centralized payment processing, dynamic QR code payments, and mobile apps for field operators. This created a unified ecosystem that maintained branch autonomy while providing complete operational visibility and fraud prevention.
Key Features
- Virtual sub-accounts with BaaS integration
- Centralized payment processing
- Dynamic PIX QR code payments
- Mobile app for field operators
- Real-time fraud detection
- Interactive client visit mapping
- Automated compliance reporting
- Multi-branch cash flow management
Project Overview
DCredito is one of the largest microcredit companies in Northeast Brazil with over 700 branches nationwide. Despite their size, they faced critical challenges with outdated infrastructure, cash flow management, team coordination, and fraud prevention. We developed a comprehensive financial ecosystem that revolutionized their operations through centralized account management and digital transformation.
Project Gallery
Explore the visual journey of Midas Microcredit through screenshots and key interfaces
Project Results
Measurable impact and outcomes achieved through our solution.
100% fraud reduction
fraud
+250% operational efficiency
efficiency
-60% operational costs
costs
+400% cash flow visibility
visibility